At the end of the Nigeria Civil War, Ukoha Kalu Smart was the only surviving child of Elder Smart Kalu Ukoha
and his loving wife of many years, Lovinah Chidinma. God later blessed the family with the arrival of four
His primary education which was interrupted by the period of hostilities was completed at the School Road Primary School, Aba. He later was admitted to Eziama High School, Aba, where he studied between 1973 and 1978.
Being in the school broadened his mind and opened his eyes to the limitless opportunities offered by education and when the reality dawned on him that the future belong to the enlightened and innovative, was determined to be part of the great future. So on completion of his high school education, he went to stay with his relation at Enugu and was regaled with the stories of the United States, by the uncle who had just returned. He knew where he where he needed to go for further education.
While in the US., he toiled odd hours and sacrificed his leisure just to pay his way through the Texas Southern University, Houston, Texas from where he obtained a Bachelors degree in Business Administration with specialty in Banking and Finance.
Eager to contribute his bit to nation building, he returned to Nigeria in 1986, but he to go back to America when job opportunities seemed an arms length. Being focused, determined and bubbling with zeal to survive, he ventured into business with little or nothing having just graduated from the university.
As usual, Smart struggled in the uncharted and uncertain waters of international business, exploring opportunities. Today, he has become a very successful businessman with interest in sundry merchandise imported into the country by his company.